International Journal of Financial Technology and Global Risk Studies (ijftgrs) is an open access double-blind peer reviewed publication which is published by Avidan Pooya Publicayion. This journal is a quarterly publication, which publishes original and high quality manuscripts that analyze issues related to finance, fintech, risk and investment. (See journal scope).  This journal follows Committee on Publication Ethics (COPE) and complies with the highest ethical standards in accordance with ethical laws. All submitted manuscripts are checked for similarity through Hamanandjoo software to ensure their authenticity and then rigorously peer-reviewed by expert reviewers.